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Who We Are

American Reliance Group, Inc., a State Registered Investment Advisor serving Spokane, WA and surrounding communities, provides financial planning and asset management. Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions and planning that result in financial clarity, security, and overall financial health. Making strong commitments to our clients and building life-long relationships are tenets of success at American Reliance Group, Inc.

American Reliance Group, Inc. provides investors custom-tailored investment strategies to meet short and long-term needs. We provide full transparency in the form of separately managed accounts. Our goal at American Reliance Group, Inc. is to help our clients realize their financial dreams by offering creative solutions through an open and transparent process utilizing both financial and insurance* solutions to achieve financial independence. As a fiduciary, we are legally obligated to put our clients’ interests first.

We empower you to navigate today’s complex financial world. We customize a plan to fit your individual and family needs, as well as the needs of your small or large business.

*Insurance offered through American Reliance Group, Inc.


Kelly C. Ruggles

President and Founder of American Reliance Group, Inc.

My Goal: To offer independent – non-product driven – advice to best meet my clients’ specific needs and goals as they prepare for or are in the retirement season of life.

What we do: We develop comprehensive financial plans to help our clients achieve peace of mind and provide strategies to assist them in reaching their personal financial goals.

My Background: I began my career in the financial services industry 25 years ago working for and representing institutional organizations. I focus on financial and estate planning and passionately adhere to a ‘client needs’ based planning philosophy. American Reliance Group, Inc. has continued to grow as we are privileged to serve over 300 clients in the greater Spokane area as well as across the country.

My firm is a Registered Investment Advisor (RIA) and I am a Chartered Life Underwriter (CLU). As an Investment Advisor Representative, I engage in the business of advising others on investing in, purchasing or selling securities, money management, and financial planning advice on a fee basis. I earned my CLU accreditation by completing a series of graduate level college courses and passing rigorous exams based on financial, estate and tax planning curriculum.

I have published several articles on financial planning topics including many in our region’s Journal of Business. My book “Financial Concerns for Retirement” discusses the importance of financial planning for individuals who are nearing their retirement age.

I am currently advisory board chairman of the Spokane Corps of the Salvation Army. I previously served as a board member for the Multiple Sclerosis Society.

I am a long time resident of Spokane, Washington although I was raised in a rural setting in the Redwood region of Northern California. I have been married to my wife, Kristine, for over three decades and we have been blessed with two wonderful daughters, Aaryn and Alyse.


Dustin M. Allbery

Vice President

Taylor Allbery

Client Relationships Manager